Canadian Dental Care Plan | How It Works

The Canadian Dental Care Plan (CDCP) may help eligible patients access essential dental treatments and preventive care. If you do not have dental insurance and your household income meets the program requirements, you may qualify for coverage. At T. Smiles Dental, our team is here to help patients understand the CDCP and how it may apply to their dental care. Fill out the form to request more information, and a member of our team will contact you to discuss eligibility, coverage details, and next steps.

Quick Eligibility Checklist
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No dental insurance
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Household income under $90,000
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Filed last year’s tax return
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Canadian resident

Book Your CDCP Appointment

Why Choose T. Smiles Dental?

At T. Smiles Dental, we’re more than a dental office. We’re your partners in oral health. We proudly participate in the Canadian Dental Care Plan and are committed to helping eligible patients understand and access the benefits they deserve.

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We’re Here to Support You With CDCP Care

Dental coverage can feel complicated, but we help simplify the process. If you have questions about eligibility or need assistance preparing for a CDCP-covered visit, our team is ready to guide you.

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Always Open Communication

We carefully review your treatment options, coverage information, and any out-of-pocket costs before care begins, so you always feel informed with honest, transparent communication.

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Complete Dental Services

From routine cleanings and exams to fillings, extractions, and crowns, we offer a wide range of services covered by the CDCP while helping you keep your smile healthy.

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Patient-Focused

Care

Your comfort is important to us. We personalize care to match your needs and comfort level. Feeling nervous about treatment? Just let us know.

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Flexible

Appointments

With convenient hours, minimal wait times, and streamlined visits, we make it easier to fit dental care into your busy schedule.

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Dedicated Dental Professionals

Our experienced dentists, hygienists, and support team combine years of expertise with a strong commitment to delivering compassionate care.

How the CDCP Works

The Canadian Dental Care Plan (CDCP) is a program from the Government of Canada designed to make dental care more affordable for people who don’t have private dental insurance. If your household income is under $90,000, you may qualify for reduced cost or fully covered dental services through this plan. Coverage under the CDCP is based on your adjusted family net income, which is assessed through your most recent tax return.

Our office charges only the CDCP’s established fees. We never bill above the approved CDCP rates.. This means no out-of-pocket costs for services fully covered by the CDCP for those with 100% coverage and lower out-of-pocket expenses if you have a co-pay. If you need help confirming your coverage or eligibility, we’re happy to assist.

Adjusted Family Net Income CDCP Covers You Cover (Co-payment)
Under $70,000 100% of eligible services at CDCP rates 0% (you may still face additional fees)
$70,000 – $79,999 60% of eligible services at CDCP rates 40% of CDCP rates
$80,000 – $89,999 40% of eligible services at CDCP rates 60% of CDCP rates

What Services Are Covered?

The CDCP includes a wide variety of dental services when recommended by a dentist or oral health provider. Certain procedures may require preauthorization before treatment. Covered services include:

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Preventive Care

Examinations, professional cleanings (scaling), fluoride treatments, dental sealants

A black and white line-art icon of a medical clipboard with a plus sign and a heart with an EKG line.
Diagnostic Services

Routine, emergency, and problem-focused dental exams; dental x-rays

A black and white line drawing of a dental tool cleaning the top of a tooth, highlighted by small star icons.
Restorative Services

Temporary and permanent fillings, pain management, crowns (with preauthorization)

A simple line-art icon of a tooth being treated with a dental tool or endodontic file.
Endodontics

Root canal therapy, pulpectomies, infection management (re-treatment requires preauthorization)

Periodontics

Treatment for gum disease including deep cleanings, abscess care, and non-surgical therapy

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Prosthodontics (Removable)

Full and partial dentures, adjustments, repairs, relines, and rebases (some require preauthorization)

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Oral Surgery

Tooth and root removal, cyst or lesion treatment, and certain jaw procedures

Anesthesia & Sedation

Conscious sedation and general anesthesia (preauthorization required)

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Orthodontics

Coverage is limited to medically necessary cases with strict criteria and spending limits.

What Services Are Covered?

The CDCP includes a wide variety of dental services when recommended by a dentist or oral health provider. Certain procedures may require preauthorization before treatment. Covered services include:

A black icon of two hands cupping a heart with an EKG pulse line inside.
Preventive Care

Examinations, professional cleanings (scaling), fluoride treatments, dental sealants

A black-line icon of a medical clipboard with a cross symbol and a heart containing an EKG line.
Diagnostic Services

Routine, emergency, and problem-focused dental exams; dental x-rays

A black-and-white icon of a dental drill cleaning the surface of a tooth, highlighted with small starburst symbols.
Restorative Services

Temporary and permanent fillings, pain management, crowns (with preauthorization)

A black-and-white icon of a tooth with a dental drill inserted into the top.
Endodontics

Root canal therapy, pulpectomies, infection management (re-treatment requires preauthorization)

Periodontics

Treatment for gum disease including deep cleanings, abscess care, and non-surgical therapy

A black and white line drawing of a set of human teeth in a closed position.
Prosthodontics (Removable)

Full and partial dentures, adjustments, repairs, relines, and rebases (some require preauthorization)

Icon of a person lying on a dental or medical exam chair with a lamp positioned above them.
Oral Surgery

Tooth and root removal, cyst or lesion treatment, and certain jaw procedures

Anesthesia & Sedation

Conscious sedation and general anesthesia (preauthorization required)

A line drawing of a tooth being cleaned by a dental instrument, with a sparkle effect on the side.
Orthodontics

Coverage is limited to medically necessary cases with strict criteria and spending limits.

Learn About CDCP Benefits

*Please confirm with our office to determine if a service requires preauthorization or may involve out-of-pocket costs. Not sure if you qualify or how to prepare for a CDCP appointment? Call us at (647) 492-1276 or apply today at Canada.ca.

Eligibility Requirements

You may be eligible for the CDCP if you meet all four of the following criteria:


  • You do not have dental insurance through employment, school, or a privately purchased plan
  • You and your spouse or partner (if applicable) filed a Canadian tax return for the previous year
  • Your adjusted family net income is below $90,000
  • You are considered a Canadian resident for tax purposes
See If You’re Eligible

*After approval, you will receive a member ID letter, a Sun Life card, and instructions on how to schedule care starting on your coverage date.

How to Apply

If you’d like help understanding your eligibility or preparing for a CDCP-covered visit, feel free to contact us at (647) 492-1276.


To learn more and apply, visit the official Canadian Dental Care Plan (CDCP) page on Canada.ca or click below to start your application.

Apply Now

Frequently Asked Questions

  • What Is the Canadian Dental Care Plan (CDCP)?

    The Canadian Dental Care Plan is a federal program that helps eligible residents access essential dental treatments and preventive care when they do not have private dental insurance.

  • Who Is Eligible For The CDCP?

    Eligibility generally requires that you do not have dental insurance, your household income is under $90,000, you filed your most recent tax return, and you are a Canadian resident.

  • What Dental Treatments Are Covered Under The CDCP?

    The CDCP may help cover a range of dental treatments, including exams, cleanings, X-rays, fillings, and other necessary procedures. Coverage may vary depending on your eligibility and treatment needs.

  • Do I Still Have To Pay Anything With CDCP?

    Some patients may still have a co-payment depending on their household income and the specific procedure. Our team can help review your coverage and explain any potential out-of-pocket costs.

  • How Can I Use My CDCP Benefits At T. Smiles Dental?

    If you are approved for the CDCP, contact T. Smiles Dental to schedule an appointment. Our team can help verify your coverage and guide you through the next steps for your dental care.